It is not only since the worldwide tightening of the credit guidelines that the banks’ contributions of capital to small and medium sized businesses and therefore to economic growth is increasingly in decline. For numerous reasons there is now an immense refinancing need and one that is already taking its toll on projects and businesses that currently display excellent future prospects. The search for new sources of capital is now in full swing to ensure that the economy’s financial backbone – the small to medium business sector – is strengthened.

On the investors’ level it is evident across a wide social stratum that the basic requirements for retirement accounts and future securities remain unsolved. Over the years, the state has unavoidably retreated from its responsibilities. What is now called for are effective and therefore creative solutions that cover the actual requirements. There is the need to invest wisely, to strengthen the economy and as part of this process make use of high potential yields.

SAM AG recognises the challenges that lie ahead.